Pay over up to 18 months for as low as 0% APR*

6, 12, 18 or 24 months financing available*. Clear, transparent terms. Fair rates. No prepayment penalties.


Financing for RingWraps

We offer a payment plan through Bread. Easy, fixed payments can be made over 6, 12, 18 or 24 months*. Prepay your loan at any time and save money on interest without the worry of getting charged prepayment penalties. You can pay with Bread on our website.

How Bread Works

You can apply for Bread on our website. If you pre-qualify, you will be presented with the loan terms offered and sample monthly installment amounts. Add the item to the merchant’s shopping cart and choose Bread® as your preferred method of payment when you check out.

Affordable Monthly Plans

Pay for your order over up to 24 months at competitive interest rates, or up to 18 months at as low as 0% APR*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy.

Choose 6, 12, 18 OR 24 Monthly Payments*

Bread has designed its loans to offer you flexibility and control over your budget. Bread offers rates from as low as 0% APR.*

Real People With Real Support

Questions about Bread? Contact Bread directly at or (844) 992-7323 ext. 1.

Frequently Asked Questions About Bread

Additional Information

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.